In this episode, we uncover the real tax burden hidden inside Canada’s housing market — from the HST on new builds to development charges, land transfer taxes, and the layers of government fees that make housing more expensive at every stage.
Before a single shovel hits the ground, developers face stacked taxes, shifting policies, financing pressures, and long approval timelines — all inside a tax system that’s inefficient by design. The maze of fees, rebates, exceptions, and credits confuses buyers, slows projects, and distorts the true economics of building homes.
Sunny Jaggi is a strategic tax and exit advisor to business owners, specializing in sale-readiness, corporate structuring, and succession planning. He helps founders turn complex tax planning into clear, actionable strategy—long before a buyer shows up or a transition becomes urgent.
With more than 15 years advising owner-managed and private companies in Canada and abroad, Sunny works at the intersection of corporate reorganizations, domestic and international tax planning, and high-stakes succession and estate strategy. He is known for bringing clarity, discipline, and long-term vision to complex transactions.
A frequent writer and presenter for organizations including the Canadian Tax Foundation and CPA Canada, Sunny now leads the tax practice at Cedar Consulting Group—a boutique, high-trust advisory firm focused on thoughtful, high-impact structures that help clients protect and grow what they’ve built. He partners closely with accountants, lawyers, and advisory teams to deliver cohesive, enduring strategies that hold up under scrutiny and shape generational outcomes.
Parveen has over 7 years of experience advising owner-managed and private companies on corporate reorganizations, estate and post-mortem planning, and long-term wealth strategies. A graduate of CPA Canada’s In-Depth Tax Program, she pairs strong technical expertise with a genuine dedication to making tax understandable. Parveen has a passion to translate complex rules into simple, practical guidance that helps clients feel informed, supported, and confident in their decisions.
At Cedar Consulting Group, Parveen works closely with entrepreneurs and families to design thoughtful, purposeful structures that build clarity and long-term value. She also teaches PD-accredited courses, driven by her belief that education is one of the most powerful tools in tax planning. Her mission is to empower people with knowledge – so they can protect what they’ve built, understand their path forward, and make choices with confidence.